INSURONIX: SPECIALIZED INTELLIGENCE FOR INSURANCE UNDERWRITING

All underwriting workflows.

On one AI platform.

Insuronix runs every workflow that touches underwriting, actuarial, product, filing, and compliance on fine-tuned underwriting LLMs and agentic AI trained for the work, so the function moves to market faster and with less risk.

Underwriting isn't complex. The work it depends on is.

Submission preparation takes hours. Filing approval takes months. Portfolio drift goes unnoticed until quarterly review.

Most insurance AI optimizes the call. Insuronix runs the work around it.

Some of the work you've been waiting to automate. 

Regulatory & Advisory Monitoring

Every regulatory and advisory content, mapped to your book

Connect your bureau content and policy data. Turn every circular, regulatory filing, and state bulletin into portfolio-aware intelligence, mapped to the products in your portfolio, quantified in business impact, and delivered to your existing underwriting tools before compliance deadlines force a scramble. Powered by AI built for underwriting, not a general chatbot.

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  • actuarial
  • product
  • compliance
  • filing
IinsuronixAutomateImpactWhy UsHow It WorksLoginBook a ConsultationSPECIALIZED INTELLIGENCE FOR INSURANCE UNDERWRITINGAll underwriting workflows.On one AI platform.Insuronix runs every workflow that touches underwriting, actuarial, product,filing, and compliance on fine-tuned LLMs and agentic AI.Book a ConsultationAUTOMATEThe work you've been waiting to automateBureau & RegulatoryDOI bulletins, rate filingsSubmission WorkflowIntake, triage, scoringPortfolio IntelligenceDrift detection, monitoringFiling AssemblyRate filings, complianceContent ParsingCLM, endorsements, forms60-80%LowerBureau change cost40-60%FasterSubmission to quoteWeeksnot quartersPortfolio drift30-50%fewerDOI objections50-70%LessManual PAS workIinsuronixSet up your circular intelligenceConnect your PAS for instant setup, or configure manuallyRECOMMENDED~2 minutes · automaticConnect your policy admin systemWe auto-discover LOBs, states, premium, class codes, and renewals.Guidewire PolicyCenterDuck Creek PolicyMajesco PolicySet up manuallyConfigure LOBs, states, preferences step by stepSyncing with Guidewire PolicyCenterBuilding your profile automatically...Computing loss ratiosLines of businessStates & premiumClass codesRenewalsLoss ratiosIndustry appetiteRating basisIProfile auto-configured from GuidewireReview and adjust. Then you're ready.All 4 profile layers auto-populated5 LOBs · 14 states · 5 top class codes · $435M premium · 18,900 policiesLines of BusinessAUTO-DETECTEDGeneral LiabilityBusiness Owners PolicyCommercial AutoWorkers' CompCommercial PropertyOperating StatesAUTO-DETECTED14 statesNYNJCTCATXFLILINOHPAGANCLASCAZCOMIWAPortfolio SnapshotAUTO-DETECTEDTOTAL PREMIUM$435MPOLICIES18,900SOURCEGuidewireWCTX$41.2M892 pol50%WCFL$52.3M1,456 pol58%GLNY$48.2M1,247 pol62%Looks good — launch Insuronix →Iinsuronixpowered by Arivonix AIDashboardDeliveriesCircular FeedAnalyticsActivitySETUPCarrier ProfileConnectionsJBJoel BeckerProfile · LogoutDashboardRelevantThis week8+3of 75+ publishedDelivered30 days143 channelsHours SavedThis month73+18%= $7,300Answered30 days42Teams & emailRelevanceAccuracy94%+2%correctly matchedRecent CircularsView all →MANDATORYTDI-B-0001-26-3.8%33d✓ DeliveredWorkers' Compensation· Commissioner's Bulletin · TXMANDATORYFL-OIR-2026-02-6.9%33d✓ DeliveredWorkers' Compensation· Commissioner's Final Order · FLNEEDS REVIEWNV-DOI-2025-WC+6.5%33d✓ DeliveredWorkers' Compensation· DOI Rate Filing Notice · NVINFOAL-DOI-2026-WC-4.5%33d✓ DeliveredWorkers' Compensation· DOI Hearing Notice · ALActive Deliveries+ NewWeekly Actuarial BriefWeekly · Mon 7amProduct Team AlertsReal-time · MandatoryCompliance TriggersOn triggerPortfolio (synced)View →PREMIUM$435MPOLICIES18,900✓ Auto-synced from GuidewireConnectionsManage →Email DigestMicrosoft TeamsJira / ServiceNowIinsuronixpowered by Arivonix AIDashboardDeliveriesCircular FeedAnalyticsActivitySETUPCarrier ProfileConnectionsJBJoel BeckerProfile · LogoutCircular FeedMANDATORYTDI-B-0001-26-3.8%33d✓ DeliveredWorkers' Compensation· Commissioner's Bulletin · TXAI SUMMARYTexas DOI accepted the advisory loss cost filing with an overall average 3.8% decrease.For all WC policies effective on/after July 1, 2026, carriers must adopt the new loss costs.PORTFOLIO IMPACT$41.2MPremium Affected892Policies-$1.6MAnnual Impact285Renew Before Eff.Ask Portfolio Monitoring AssistantShould we pass the full -3.8% through to policyholders?JBShould we pass the full -3.8% through to policyholders?AIGiven your TX WC loss ratio of 50% (below the 65% benchmark), passing the full -3.8% would thinyour margin. Recommendation: file a partial pass-through of -2.0%, retaining 1.8%. Your filed LCM of1.120 allows room. Filing deadline June 1, 2026 via SERFF. Tracking: NCCI-134745334.TAKE ACTIONShareCreate TicketAcknowledgeAcknowledgedDeferWas this circular relevant to your book?RelevantNot relevantIinsuronixpowered by Arivonix AIDashboardDeliveriesCircular FeedAnalyticsActivitySETUPCarrier ProfileConnectionsJBJoel BeckerProfile · LogoutAnalyticsHours Saved847 hrs= $84,700Processed23412 monthsBriefings156All channelsRelevance94%MatchedBy LOB — 90 DaysGeneral Liability28BOP22Commercial Property18Commercial Auto15Workers' Comp12Delivery PerformanceEmail Digest52 sent78% openedMicrosoft Teams87 sentJira / ServiceNow17 sentOne AI platform for underwritingConnect your policy admin systemAuto-discovering your book of businessProfile configured automaticallyYour underwriting command centerAI impact, answers & one-click actionsMeasurable ROI

Submission Triage

One intelligent workflow for every submission triage, not a stack of tools.

Ingest submissions from email, portals, and APIs. Extract and enrich data with insurance-specialized AI. Score each risk against your appetite rules, portfolio exposure, and winnability signals. Deliver underwriters a clean, pricing-ready file with clear risk signals, institutional knowledge, and a recommended next action.

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  • underwriting
  • pricing
  • product
powered by Arivonix AISubmission TriageWORKFLOWIntakeIntakeTriage QueueTriage QueueUW DecisionUW DecisionIntelligenceIntelligenceCONFIGUREWorkflowsIntegrationsSettingsJWJennifer WalshSenior UnderwriterIntake & IngestionLive pipeline — AI extraction with source citationsAI Triage & PrioritizationPortfolio-aware scoring — ranked by appetite fit and winnabilityDecision WorkbenchSummit Cold Storage Partners — SUB-2025-0856Intelligence & Workflow OrchestrationContinuous learning + configurable automation rulesIncoming Today7 submissionsNew Sub — Mesa Verde Food09:12sarah.chen@marsh.comExtracted91% conf.BluePeak Digital Health — Cyber14:21david.park@wtw.comProcessing...Ironwood Construction WC+GL16:44robert.kim@burnsandwilcox.comExtracted73% conf.[Portal] Meridian Engineering08:15portal@ryanspecialty.comComplete96% conf.Cannabis retailer — need ins.11:33gary.mitchell@email.comAuto-DeclinedURGENT — Summit Cold Storage07:55paul.andersen@lockton.comComplete94% conf.[API] Cascade Transportation15:02cascade.api@aon.comExtracted78% conf.AI-Extracted FieldsSource CitationsNAMED INSUREDSummit Cold Storage Partners97%ACORD 126 p.1NAICS493120 — Refrigerated Whse94%ACORD 126 p.1 §4REVENUE$9.4M88%Cover Letter p.1EMPLOYEES6191%ACORD 126 p.2 §7EFFECTIVE DATEMay 9, 202599%ACORD 126 p.1 §2BROKERLockton Companies99%Email HeaderLINE OF BUSINESSProperty + GL93%Cover Letter p.1Click any citation to view source documentDocuments5/6 PresentACORD 126 — Commercial GL93%ACORD 140 — Property Section91%Loss Runs 2021–202490%Statement of Values86%Prior Policy Dec Page94%Engineering / Inspection ReportmissingProcessing StatusEmail ChannelEmailClassificationNew SubmissionEntity ResolutionD&B Match ConfirmedExtraction88% CompleteAppetite Pre-CheckPASS — In AppetiteSend to Triage QueueAllURGENTHIGHHas FlagsExportSCORESUBMISSIONLOBAPPETITEBROKERPREMIUM4.6BluePeak Digital Health LLCOpen ReserveSUB-2025-0851Cyber + Tech E&OIn AppetiteWillisPreferred$142,0004.4Meridian Engineering PartnersSUB-2025-0855E&OIn AppetiteRyanPreferred$38,5004.2Mesa Verde Food ProcessingSUB-2025-0847GL + PropertyIn AppetiteMarshPreferred$68,4003.7Summit Cold Storage PartnersURGENTSUB-2025-0856Property + GLIn AppetiteLocktonPreferred$54,8003.3Cascade Transportation Inc.High FreqSUB-2025-0849Auto + WCIn AppetiteAonPreferred$187,0002.9Ironwood Construction LLCHigh FreqSUB-2025-0839WC + GLEdge CaseBurnsStandard$94,200DAYS61d60d45d8d31d21dPORTFOLIO CONTEXTWRITTEN PREMIUM YTD$3.1M of $4.2MHit Rate61%Avg Score3.9Cycle3.2dGL + Property34%Cyber + Tech22%WC18%E&O14%Auto12%CLASS CONCENTRATIONFood Mfg6.2%/10%Data/Tech9.1%/10%Contractors11.4%/10%Trucking4.1%/10%SELECTEDTechnical Rate$57,100-4.0% vs quotedOpen Workbench← Back to TriageSummit Cold Storage PartnersIn AppetiteUrgent — 8 DaysURGENTSUB-2025-0856 · Refrigerated Warehousing & Storage · Minneapolis, MN · Eff: May 9, 2025AI SCORE3.7InfoQuote →AnalysisDocumentsPricingRoutingAppetite Rules Engine1 Pass2 IssuesNAICS 493120 — Refrigerated WhseHardPASSProperty Limit > $10M — Survey RequiredHardEDGEEffective Date < 10 DaysAIEDGELoss HistoryYEARCLAIMSPAIDOPEN RESERVE20240$0$020231$6.4K$020220$0$020211$14.2K$0AIRisk Signals+2 minor claims in 4 years — strong history+Frequency 0.5/yr vs 0.8/yr class avg+Lockton Preferred — 73% hit rateURGENT: 8 days to effective — non-renewal?$12M property requires engineering surveyAI ReasoningClean risk with one issue only: urgency.0.5/yr frequency vs 0.8/yr class average.Bind subject to engineering survey. CallLockton today.Quote subject to survey. Confirm priormarket status.DECISION ACTIONSQuote at Standard TermsQuote at Standard TermsRefer to Senior UnderwriterRequest Additional InformationDecline SubmissionConfirm Decision + Log Feedback →New Workflow RuleFeedback LoopsWorkflow RulesIntegrationsPerformanceActiveOverride Signal12 overrides analyzed —2 rule candidatesEvery Weekly12 eventsActiveBind Outcome8 bind outcomes mapped —model delta +0.14Every Monthly8 eventsActiveLoss DevelopmentQ1 run complete —3 benchmarks updatedEvery Quarterly4 eventsAlertAppetite Drift2 drift patterns detected —action requiredAs triggered2 eventsAppetite Drift Monitor3 Patterns DetectedSpecialty Contractor WC — 6 upward overrides in 30 daysSuggestion: Review rate adequacy for NAICS 238xxx6 overridesApplyDismissCalifornia Cyber — CCPA modifier applied in 4/4 quotesSuggestion: Encode CCPA modifier as automatic rule4 overridesApplyDismissBurns & Wilcox — 38% of WC subs missing NCCI EMRSuggestion: Update deficiency protocol for B&W WC queue9 overridesApplyDismiss

Portfolio Intelligence

Stop pulling reports. Start steering your book.

Ask in plain language: which brokers are dragging your combined ratio, why are FL homeowners trending above target, where are you over-concentrated heading into renewal season. The book answers back with the numbers, the trend, and a recommended next move.

For underwriters making real-time risk calls. For product teams catching deterioration before it moves the combined ratio. For actuarial validating rate adequacy without waiting on a data pull.

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  • underwriting
  • product
  • actuarial
insuronix port intel walkthrough 1

Professional Services

Your bespoke work, productized.

Work with industry experts who have lived inside underwriting, filing, and operations, converting your licensed regulatory and advisory content into agentic AI workflows that run inside your environment.

A typical engagement: parse your licensed regulatory and advisory content into structured workflows your policy administration system can consume, with end-to-end mapping into Guidewire, Duck Creek, Sapiens, or your in-house platform.

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  • filing
  • product
  • compliance 
hero section professional services 1

Benefits.

60 to 80%​

Lower

Cost of operationalizing bureau and regulatory change

40 to 60%

Faster

Submission to quote

Weeks

Not quarters

To spot portfolio drift

30 to 50%

Fewer

DOI objections per filing

50 to 70%

Less

Manual work for PAS content adoption

Why Insuronix.  

01

A model fine-tuned for underwriting

Expertized and built on underwriting terminologies, classifications, historical policies and documents, and the rules underwriters spent years learning. Not a generic-purpose LLM.

02

Built around the function, not one persona

Underwriters, actuaries, pricing, product, compliance, and filings work off the same platform with the same source of truth.

03

From advisory circulars to PAS implementation, native to the platform.

Turn updates into production-ready workflows without relying on disconnected tools or manual yet cumbersome processes.

04

Accountable by architecture

Trust Scores, citations, catalog, and lineage on every output, and with Human-in-the-loop built to approve every decision the agent makes.

An intelligence workflow layer above your existing systems.

On top of your policy admin and data providers

Insuronix sits above your existing infrastructure, but we make the integrations seamless and efficient. 

Empowering your key resources

Insuronix near automates your decision-making process by enabling better workflows. This empowers your team to run faster and make better decisions.

Inside your security perimeter

Insuronix runs in your cloud account. Submissions, decisions, and inferences never leave your environment.

How it works. 

01

connect icon

Connect

Plug into policy admin, broker portals, data providers, and document sources.

02

Encode

Encode

Configure appetite, authority levels, bureau sources, filing flows, and approval chains.

03

run image

Run

Live across underwriting, actuarial, product, and compliance, with citations and Trust Scores on every output. 

04

Refine

Refine

Every human override, validation, reinforcement, and audit sharpens the next decision. 

See Insuronix on your workflows. 

Book 30 minutes with our Forward Deployed consultants to address your most pressing pain points using our platform.